The ‘buy now, pay later’ way of shopping has been rethought for the new generation of young, highly educated consumers with QuadPay, a forward thinking payment system designed for the digital shopping age. Most recently, the company has introduced an app that splits any purchase whether made online or in person into four interest-free installments.

QuadPay lets shoppers buy what they want now, while paying over time all without a hard credit check or waiting to get an item. For example, if you want to buy a pair of shoes for $200, with QuadPay you can pay for those shoes in four installments of $50 over 6 weeks, or three pay cycles. The app can used anywhere Visa is accepted including retailers like Nike, Supreme, and many more. Quad pay can be used both online and in-store, by paying with Apple Pay or Google pay.